They watch and they wait!

[TUCKER]

PAY DAY LOANS, RENT TO OWN, TEMP AGENCIES, CHECK CASHING JOINTS, CASH ADVANCES, TITLE LOANS, CREDIT CARD COMPANIES, ETC.

All of the above are taking full advantage of not only legal and illegal immigrants, but folks who've fell on hard economic times period. You borrow money on your check till payday. You pawn your car title. You get that credit card. You rent that big screen tv. You work for a temp agency that charges 10% of every dollar you earn. You buy a gas guzzler from a WE TOTE THE NOTE place cause thats all your credit will allow you and you NEED a car. You get that card with the $300 limit and they take $180 out of the 1st transaction for all kinds of fees.

Man there are so many crazy ass situations and so many crazy ass solutions. But as ol boy says, "Sometimes a main gotta do what a main gotta do!" That don't exclude women by any means! I know a woman who lost her house to a siding company. She got a loan from the company to have siding put on her house and foolishly, or desperately, or unwittingly, put her house up for collateral. Hey it sounds crazy I know, but I'm talkin life in the "REAL WORLD!"

bye

[Refreshing]

Yeah, I learned the hard way that debt--of any kind--is my enemy. Like Kharma said, if I don't have the cash, I can't afford it. As soon as I pay off my car and credit card, that's IT! IMO, even a home loan is debt, as much as they try to paint it out to be an asset. Ask the 17% of the nation that's in foreclosure if their house was an asset! I got caught up in those payday loans and it took me about 3 months to get out. I got hip after the first transaction, but was already in it. After I take care of this little bit I got left, no more for me baby. No siree!